When someone is unable to work due to a disability, they may be entitled to benefits provided through private disability and Workers’ Compensation. There are various factors for workers to consider when deciding which disability compensation is right for their case. The Pittsburgh disability lawyers at AlpernSchubert P.C. handle both Workers’ Compensation claims and private disability claim appeals.
The main difference between the two forms of compensation is that Workers’ Compensation provides benefits for workplace injuries and illnesses, whereas private disability compensation is not contingent upon a work-related injury. Some distinctive aspects of each include the following factors:
Workers’ Compensation only covers injuries or illnesses that are work-related, and the injury or illness must have been sustained in the workplace or while the employee was performing their job duties. Regardless of who caused the accident, employees are generally entitled to compensation under the no-fault system of Workers’ Compensation.
However, workers may suffer injuries in non-work-related accidents that prevent them from returning to work. In such cases, they may qualify for private disability benefits, which may amount to more than Workers’ Compensation. However, these benefits are often initially denied, and providers frequently attempt to offer settlements for less than workers deserve. It is therefore advisable for workers to seek the counsel of a qualified local attorney to ensure that their rights are protected and that they receive the maximum compensation to which they are entitled.
If you have questions regarding your qualification for either Workers’ Compensation or private disability benefits, contact a Pittsburgh disability lawyer at AlpernSchubert P.C. We can help you understand your legal options and determine which course of action is most advantageous in your case. For a free consultation, please complete our online contact form or call us at 412-765-1888. Located in Pittsburgh, we proudly serve clients throughout western Pennsylvania, including those in Allegheny County, Lawrence County, and Washington County.