On Behalf of AlpernSchubert, P.C. | Apr 16, 2024 | Long-Term Disability (LTD)
If you’re receiving long-term disability (LTD) benefits after suffering a serious injury or illness that has left you unable to work, you may be afraid that if you leave your home for anything besides medical appointments, you risk losing your benefits. Even if you...
On Behalf of AlpernSchubert, P.C. | Apr 10, 2024 | Long-Term Disability (LTD), Short-Term Disability
People sometimes invest in long-term or short-term disability insurance. Some people acquire coverage on their own for personal protection, while others obtain coverage through their employment. Their coverage can help them pay their cost-of-living expenses when they...
On Behalf of AlpernSchubert, P.C. | Mar 29, 2024 | Motor Vehicle Accidents
Semi-trucks, also known as tractor-trailers or 18-wheelers, are an essential part of the transportation industry. They feature unique characteristics, including longer stopping distances than smaller vehicles. Understanding the factors contributing to these longer...
On Behalf of AlpernSchubert, P.C. | Mar 16, 2024 | Workers' Compensation
Most U.S. employees are aware that if they get hurt on the job due to an accident, or even a chronic condition caused by work-related circumstances, they likely qualify for workers’ compensation benefits as a result of the harm they’ve suffered. But, what if...
On Behalf of AlpernSchubert, P.C. | Feb 29, 2024 | Short-Term Disability
Workers' compensation provides various benefits, including medical treatment coverage, specific loss benefits and wage loss benefits. Wage loss benefits are financial payments provided to employees who get injured or become ill due to their work. These benefits aim to...
On Behalf of AlpernSchubert, P.C. | Feb 18, 2024 | Motor Vehicle Accidents
If you have to share the road with semi-trucks – and everyday occurrence for most drivers – it is very important to know where the blind spots are located so that you can avoid them. You should spend as little time in these blind spots as possible to lower your odds...
On Behalf of AlpernSchubert, P.C. | Feb 15, 2024 | Bad Faith Insurance
Insurance is often the last line of defense between an individual and financial hardship. People have homeowner's policies that protect them from property damage and personal liability. They also have motor vehicle policies that protect them if they cause a crash. The...
On Behalf of AlpernSchubert, P.C. | Jan 31, 2024 | Long-Term Disability (LTD)
Individuals with long-term disability insurance provided by their employers usually don't need to use this coverage. Only a tiny percentage of those who carry such coverage may apply for benefits after incurring an injury, getting diagnosed with a debilitating illness...
On Behalf of AlpernSchubert, P.C. | Jan 23, 2024 | Personal Injury
When individuals or entities outside an employer-employee relationship become involved in incidents resulting in injury or harm to workers, they can be held liable to the extent of their involvement. As such, understanding when legal liability extends to third parties...
On Behalf of AlpernSchubert, P.C. | Jan 4, 2024 | Motor Vehicle Accidents
Every so often, you will hear about a wrong-way accident on the interstate. These accidents may not be as common as other types of car crashes, but they can be much more severe. Because of the high speeds that the vehicles are traveling at and the fact that it is a...