Pittsburgh Life Insurance Bad Faith Claim Lawyer

Overcome Claim Denials and Delays With the Legal Support Only an Experienced Life Insurance Bad Faith Attorney in Pittsburgh, PA, Can Provide

Life insurance policies provide critical financial support after the death of a loved one. Whether you’re counting on these benefits to pay for a funeral, support your family after income loss, or afford to take some time off from work to grieve, you have every right to expect the insurance company to process your claim fairly, promptly, and properly, without adding to the hardships you’re already facing. When this doesn’t happen and you find yourself facing claim denials, lengthy delays, or unfair obstacles, a Pittsburgh life insurance bad faith claim lawyer at AlpernSchubert, P.C., can provide the compassionate help you deserve.

Our law firm has an extensive background handling bad faith insurance claims and securing our clients remedies established under Pennsylvania law. We also offer free, no-obligation consultations with our compassionate, helpful attorneys, so you can explore your options without any cost or risk. Contact us today to find out how our team could potentially get you more than the policy by going after remedies like interest, punitive damages, and legal costs in a bad faith claim against the insurance company.

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Suing a Life Insurance Company for Bad Faith in Pittsburgh, PA

When providing a life insurance policy, the carrier enters into a legally binding contract to provide benefits (usually to a designated beneficiary) in the event of the policyholder’s death. The life insurance company can’t simply decide not to honor the policy. Unless some language in the policy constitutes a valid exclusion or the insurer has a legitimate need for further documentation of the death or the beneficiary’s identity, the insurer must pay the claim upon the death of the policyholder. If the company fails to do so, you can retain a Pittsburgh life insurance bad faith claim lawyer to file a lawsuit against the insurer.

To sue an insurance company for bad faith in Pennsylvania, you need to prove that the conduct was unreasonable or unjustified and that the insurer either knew there was no valid grounds for its conduct or recklessly disregarded the lack of justification. If you can prove bad faith on the part of the insurer, Pennsylvania law (under 42 Pa. C.S. § 8371) establishes that you may be awarded the following remedies by the court:

• Interest on the amount of the life insurance benefits owed to you (the prime rate of interest plus 3%, starting from the date the claim was made
• Punitive damages awarded to punish the insurance company
• Payment of your legal costs (court costs and attorney fees) by the defendant

When we sue a life insurance company for bad faith, we prioritize accountability, fair payment of benefits, and every applicable remedy available to our clients under the law.

Signs That It’s Time to Consult a Life Insurance Bad Faith Attorney in Pittsburgh, PA

It isn’t always obvious that the insurer is acting in bad faith, especially if you’re not familiar with the claims process. Processing times for insurance claims vary, as do the amount of documentation you may need to submit with your claim. If you’re wondering whether you need to hire a Pittsburgh life insurance bad faith claim lawyer and take legal action against the life insurance company, here are some signs to look for:

• Denials that don’t list a clear and specific reason in writing
• Interpretations of policy language or the law that seem unfair, inaccurate, or questionable
• Investigations that ignore independent reports and other key evidence
• Lack of proper investigation before denying benefits
• Delays that are unreasonable and without justification
• Alleged policy lapses without evidence of non-payment
• Excessive demands for documentation
• Failures to answer communications within a reasonable time frame

You don’t have to be sure that you have grounds for a bad faith claim before you reach out to our law firm. Our team offers free consultations to ensure that professional legal insights are within reach for every member of our Western Pennsylvania community who is dealing with a life insurance company’s bad-faith conduct.

How AlpernSchubert, P.C., Can Help

Suing an insurer for bad faith isn’t easy. Even when the law is on your side, you need extensive documentation to support arguments that the insurance company’s actions went beyond due diligence to constitute bad faith conduct. The insurer will fight back, defending its handling of the claim with every possible justification. Without the benefit of having an experienced life insurance bad faith attorney in Pittsburgh, PA, on your side, you’re facing an uphill battle.

At AlpernSchubert, P.C., we handle every aspect of bad faith claims and lawsuits against life insurance companies. Although every case is unique, our clients often count on our legal team to navigate stages like the following:

• Initial consultation: We evaluate your potential claim at no charge, answer your questions, and provide guidance tailored to your unique circumstances.
• Life insurance contract review: We carefully analyze the details of the insurance policy to understand its terms and exclusions. This review helps us understand whether disputes or denials are justified or issued in bad faith.
• Collection of documentation: Our team will gather, organize, and prepare to present in your case all evidence and correspondence with the insurer, including any redundant requests for documentation, lengthy delays in answering communications, and decisions issued without proper explanation or investigation.
• Settlement demand: We will send the insurer a settlement demand letter that outlines why the claim should be paid, seeks a fair resolution, and advises that litigation will be commenced otherwise.
• Litigation commencement: We file the complaint that formally initiates litigation and manage every aspect of the legal process of bringing your bad faith claim before the court system.
• Trial (if necessary): Even after litigation is commenced, many legal matters settle out of court. However, we are prepared to take your case all the way to trial if necessary to secure the full remedies you deserve, including court-awarded interest, punitive damages, and legal costs.

Throughout it all, we provide comprehensive support that includes managing deadlines and procedural requirements.

Why Choose AlpernSchubert, P.C., as Your Pittsburgh Life Insurance Bad Faith Claim Lawyer?

To stand up to a life insurance company that has broken your trust as well as its contractual obligations, you need a law firm that’s reputable, offers complimentary consultations, and provides helpful, compassionate service.

A Reputation Throughout Western Pennsylvania

Our team has served clients throughout Pittsburgh and the surrounding area since 2006, and we have cultivated a reputation for handling more bad faith insurance cases on the plaintiff's side than anyone else in Western Pennsylvania. Our unmatched experience in this complex area of practice means that we have valuable insights you won’t find anywhere else.

A Free, No-Obligation Consultation

Whether your loss was sudden or expected, the death of a loved one can lead to significant financial hardships. Our law firm ensures that your ability to gain the professional guidance you need for a bad faith claim against a life insurance company doesn’t depend on the financial resources currently available to you. We will review your case at no cost, analyze the insurer’s conduct to identify bad-faith actions, and advise you on your legal options.

An Experience That’s Helpful, Honest, and Compassionate

At AlpernSchubert, P.C., we never forget that our clients are dealing with more than insurance issues. You’re coping with tragedy, grief, and loss, and you deserve legal support that recognizes this reality with care and compassion. We’re committed to providing client service that is honest and helpful when your experience with the life insurance company has been anything but supportive. We’re here to make a meaningful difference during a difficult time of your life, so you can focus on healing, connection with your family, and self-care.

Contact a Pittsburgh Life Insurance Bad Faith Claim Lawyer at AlpernSchubert, P.C., Today for a Free Case Review

Your loved one had a life insurance policy in place to ensure you had the support you needed after they were gone. Insurers' handling of life insurance claims in bad faith is simply unacceptable. Our law firm stands up for the rights of beneficiaries and the wishes of the deceased, taking legal action to ensure that insurers honor their contractual obligations and pursuing every legal remedy our clients are entitled to under Pennsylvania law.

For help from a life insurance bad faith attorney in Pittsburgh, PA, contact AlpernSchubert, P.C., online or call 412-556-2326 today.