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Scaffolding is any kind of temporary elevated platform erected to assist in the construction, cleaning, renovation, or maintenance of a building. It can be a supported structure made of poles, frames, or platforms that are suspended from above with ropes. According to the Occupational Safety and Health Administration (OSHA), an estimated 65 percent of...Read More >>

For the upcoming school season, many students, teachers, and staff will be returning to classrooms. As some states revert back to an indoor masking policy, teachers and parents are concerned about the return to school without masks. Many school staff are now focused on the air quality and sanitary conditions. For teachers, it is...Read More >>

Labor Day is the last big summer celebration before the fall begins, but it is also known for accidents and injuries. This is a popular holiday for traveling, meaning a greater amount of people will be on the roadways. It is important for both tourists and locals to share the road, take precautions while...Read More >>

The Pennsylvania Bar Association (PBA) Workers’ Compensation Law Section will present Lawrence R. Chaban, partner of AlpernSchubert. P.C., with the 2020 Irvin Stander Memorial Award during its annual fall meeting at the Hershey Lodge. The award is named in honor of the late Judge Irvin Stander. Lawrence R. Chaban graduated with his Juris Doctor...Read More >>

Insurance companies are in the business of making money, and their goal is to collect premiums, which means paying out as little as possible in claims. Individuals have legal recourse against insurance companies that act in bad faith. One of those options is to file a bad faith lawsuit against the insurance company for...Read More >>

Many people might believe that standing for an eight-hour shift is relatively easy, but it can be a difficult task. In fact, standing for long periods of time can cause foot ailments and other issues. Retail employees who stand all day can experience leg swelling and chronic pain. Recorded health problems include Achilles tendonitis,...Read More >>

Not all injury claims submitted to insurance companies follow the same path or timetable. A claim by a policyholder to their own carrier is different than one made by an injured party to the insurance carrier of the responsible entity. Insurance companies are businesses that are regulated by each state. Although Pennsylvania has a...Read More >>

Posting on social media is usually harmless, like when a person posts a photograph of their meal, their family, or their vacation. However, posting too many details about a car accident that led to a personal injury lawsuit can negatively impact a person’s case. Admitting fault in a social media post can actually have...Read More >>

After a car accident, those involved are often in a state of shock. In most cases, the body reacts to an accident with a rush of adrenaline. Adrenaline is released by the adrenal glands into the bloodstream, which along with other stress hormones, causes the cardiovascular system to kick into overdrive. The heart beats...Read More >>

Spring and summer are peak seasons for construction in the northeastern regions of the United States. Many of these jobs require working at elevated heights, which increases the risk of fall injuries. Among the jobs with frequent injuries from falling is roofing. New construction, rooftop repairs, and maintenance of roofs all involve work at...Read More >>

Insurers operate on the principle of indemnity. Indemnity means an insurer mostly restores a policyholder’s financial position after an insured event occurs. When that does not happen, a lawyer might have to help a victim obtain their just compensation. Just compensation would be equal to the cost of damages up to the policy limits...Read More >>

Alpern Schubert P.C. is proud to announce that managing partner, Richard J. Schubert, has been selected to this year’s Pennsylvania Super Lawyers list. Super Lawyers is a comprehensive list of nationwide lawyers highlighted over 70 different practice areas. To be selected, one must first be nominated and undergo an extensive multi-phase review, which includes...Read More >>

Bad faith is equated with dishonest dealings, fraudulent intent, neglecting to deal in a fair manner, or an untrustworthy professional performance. The person or entity acting in bad faith does so with an intent to deceive or defraud another person or entity. One example of this could be when a salesperson knowingly sells a...Read More >>

Memorial Day serves as a time to remember fallen heroes, and it is important to reflect on their sacrifices. While it is a serious holiday, Memorial Day is also celebrated as the unofficial start of summer. In many states where winters are long and dark, Memorial Day represents warmer weather. Weather permitting, barbeques, picnics,...Read More >>

There are multiple risks associated with working in an industrial environment. These risks can lead to industrial accidents that result in injured workers. While these dangers cannot be avoided, it does not mean that accidents are inevitable. There are steps that workers and their supervisors can and should take to mitigate the chance of...Read More >>

When an insurance company fails to fulfill its duties to its insured policyholders, it is acting in bad faith. Pennsylvania law is clear about the elements that must be proven in a bad faith insurance claim. While there is no requirement to show malicious intent or self-interest on the part of the insurance company,...Read More >>

With the warmer weather approaching, more motorcyclists will be getting out to enjoy the fresh air and open roads. While riding can be fun, it can also be dangerous. With May being Motorcycle Safety Awareness Month, it makes sense to go over some safety precautions one must follow before getting on their bike. Motorcyclists...Read More >>

Anxiety can increase the likelihood of a car accident, and stress from the Coronavirus (COVID-19) has made certain driving situations even more dangerous. It would be reasonable to think that the roads would be safer with COVID-19 restrictions, however, research has shown that drivers have been more likely to take risks when driving during...Read More >>

There is insurance for almost every type of need, such as health insurance, home insurance, car insurance, and flood and hurricane insurance. In the best case scenario, premiums have been paid for years and a claim is never filed. However, many valid claims are filed each year. In the United States, there are around...Read More >>

The Coronavirus (COVID-19) pandemic is an example of how important it is to be prepared for an emergency. Every workplace, no matter the size, needs to have an emergency plan in place to ensure that employers and workers will be prepared to respond quickly and effectively. What are the Different Types of Workplace Emergencies?...Read More >>

The Coronavirus (COVID-19) pandemic has affected various workplaces. Some offices closed temporarily while other workplaces were deemed as essential. For workers in the health care industry, workplace health and safety programs that were previously important became even more critical. Workers have demanded personal protective equipment (PPE) as well as new protocols and procedures to...Read More >>

Seniors are especially susceptible to the Coronavirus (COVID-19), so it important for them to be extra vigilant; however, traveling is still necessary. Whether the reason is go to the doctor’s office or to buy food and other essential items, some car trips are unavoidable. Many people feel safer using their personal vehicle to get...Read More >>

After a car accident, many people can expect some upper body injuries, including whiplash and head injuries. However, few people consider how the lower body is injured after an accident. One of the most common lower body injuries for victims are knee injuries. A knee injury can cause a long-term disability or pain, which...Read More >>

Every industry is susceptible to work accidents that lead to employee injuries and fatalities, and the renewable energy industry is no different. As green energy becomes more prevalent, the increase in job opportunities cause new concerns, such as worker safety. Although there is evidence that renewable energy seems to be much safer than traditional...Read More >>

Freezing rain is expected to cause quite a dangerous situation tonight, January 26, 2021, all the way into the following morning on January 27, 2021. PennDOT is advising people to avoid any unnecessary driving due to the expected freezing conditions and slick roadways. Speed restrictions have been put in places as well as a...Read More >>

Working in an office may pose fewer risks than other jobs, such as construction or commercial fishing. Yet, office workers can still suffer from serious work injuries. Typical office work involves a significant portion of time spent sitting at a desk and using a personal computer. These tasks do not seem particularly onerous, but...Read More >>

Technology tends to be at the root of many distracted driving car accidents. Many collisions have been linked to texting and driving and other distractive behaviors. However, technology may curb distracted driving behaviors, and innovation in this area is greatly needed. Many drivers illegally text and drive. Some motorists even check emails, websites, and...Read More >>

With the flurry of seasonal activities and dwindling deadlines, people tend to feel the pressure of the holidays and focus less on safe driving. Winter weather often plays a role in car accidents when the temperatures drop. Holiday gatherings with alcoholic drinks and winter travel further contributes to the increase of car accidents. When...Read More >>

Injured employees are able to collect Workers’ Compensation benefits after workplace accidents. Many injury claims are processed without any issues, but one situation that may cause a problem is when a worker has a pre-existing injury. In some cases, a pre-existing injury makes it difficult for a claimant to prove that a new work...Read More >>

The Thanksgiving holiday period is a dangerous time for travelers. Many people drive to spend time with their loved ones, and some families travel to numerous houses. Motorists tend to let their guards down during the holiday season; however, this can be detrimental. In order to prevent a car accident during the holiday season,...Read More >>

Chronic Obstructive Pulmonary Disease (COPD) is a term that encompasses many chronic lung conditions, including emphysema, chronic bronchitis, and irreversible asthma. COPD is deadly, and in the United States, it is the fourth leading cause of death after heart disease, cancer, and strokes. November is designated as National COPD Awareness Month, and the campaign’s...Read More >>

Many legal cases can be settled through mediation rather than going to court. It can be voluntary, but other times, it is mandatory. Mandatory mediations are not uncommon in personal injury cases. They must be completed for the judge to permit the case to head to trial court. Using a neutral, third party to...Read More >>

Signs are an important part of a work safety program. They perform many essential roles, such as warning workers about hazards and designating safety stations. The Occupational Safety and Health Administration (OSHA) has guidelines for the usage of signs and tags to identify work hazards. The guidelines standardize sign and label colors, letter style...Read More >>

Halloween is an enjoyable holiday, but every year, there are many accidents. Many people are hurt in car accidents and slip and fall accidents. Tripping and falling may seem minor, but some victims can have serious injuries. It is important to review the most common safety threats people face on Halloween in order to...Read More >>

Every employer has a duty to keep their employees safe. Regulations for each industry instruct how employers should address issues of employee safety. The Occupational Safety and Health Administration (OSHA) has put together online resources, such as handbooks and safety inspection checklists, to assist employers in making their workplaces safe for their valued employees....Read More >>

After a few years of replacing more traditional traffic intersections with roundabouts throughout Pennsylvania, research suggests that roundabouts are safe alternatives for drivers and pedestrians. Recent studies show that roundabouts are actually reducing car accidents. Yet, many Pennsylvanians are still confused about how to navigate roundabouts. What is the Purpose of a Roundabout? A...Read More >>

The average person spends a significant amount of time on digital devices, such as phones, tablets, and computers. A new survey by Screen Education finds that on average, an employee spends an estimated 2.5 hours out of every workday accessing digital content that is not related to their job. Screen Education is a research...Read More >>

Getting a driver’s license is a great accomplishment. It is a major milestone that many teenagers in the United States anticipate with excitement and apprehension. However, all drivers have a duty to act in a safe and cautious manner to ensure the well-being of occupants and other drivers. Most new drivers recognize driving hazards;...Read More >>

Overexertion is one of the most common causes of work injuries in all age groups, and the number one reason for lost work days. According to a workplace safety index created by Liberty Mutual Holding Company Inc., overexertion and slip and fall accidents are consistently the top two causes of workplace injuries. Almost a...Read More >>

Whenever someone is hurt in an accident, whether it is a car accident, a slip and fall accident, or some other personal injury incident, there are consequential costs that negatively impact the injured person. When the accident occurs as a result of another person’s negligence, the injured person may seek damages related to their...Read More >>

Construction sites are notorious for injuries and work accidents, such as slip and fall accidents and machine accidents. Another common occurrence at construction sites is hand and finger injuries. The Health & Safety Institute referred to construction sites as epicenters for these types of injuries. Though these parts of the human body are small,...Read More >>

The global COVID-19 pandemic is continuing to take many lives and is impacting economies around the world. This is truly an unprecedented time. Millions of people practicing social distancing is helping slow the spread of the virus, but it is also affecting businesses across the country. Though the number of confirmed cases is slowly...Read More >>

Car accidents can result in several types of injuries. Depending on the impact of the collision and type of accident, injuries can range from mild to severe. Some injuries are obvious, while others do not manifest immediately. In any case, it is important to be alert to body aches and pains and consult a medical provider...Read More >>

Filing a Workers’ Compensation claim can be stressful after a work-related injury happen. Not only is a worker trying to heal from an injury, the thought of losing time at work and possibly a job can be extremely overwhelming. Workers’ Compensation protects injured workers and helps them receive compensation for lost wages and covers...Read More >>

Every June, the National Safety Council (NSC) observes National Safety Month. Workplace safety has perhaps never been more relevant than right now in the midst of the global COVID-19 pandemic. The United States continues to see growing numbers of confirmed COVID-19 cases. While many employees have been working from home, others deemed essential have...Read More >>

According to the Social Security Administration 2018 fact sheet, one in four of today’s young adults will become disabled before reaching the age of 67.  Yet, only 20 percent of respondents surveyed by LIMRA, an association of financial services and insurance companies, stated that they carry disability insurance. According to TMA Insurance Trust, 90...Read More >>

Slip and fall cases fall under premises liability, an area of personal injury law. The success of a slip and fall case hinges on the notion of negligence on the part of the property owner. If you were injured in a slip and fall accident, the major legal hurdle of your case will be...Read More >>

AlpernSchubert P.C. is excited to announce that attorney, Richard J. Schubert, has been selected to this year’s 2020 Super Lawyers list. Richard was previously selected to Super Lawyers in 2005 to 2006, as well as each consecutive year since 2008. In 2018, Richard was also selected to the Top 50: 2018 Pittsburgh Super Lawyers...Read More >>

The Pennsylvania Workers’ Compensation Act provides benefits for workers who are injured on the job, but in order to qualify for them, there are deadlines that must be met. Failure to report your injury within the time limit can mean losing your right to benefits. Reporting an Injury If you were injured on the...Read More >>

Sometimes, health insurance companies deny valid claims. Policyholders may appeal such adverse benefit determinations, first to the insurance company’s internal appeal board and then to an independent party for external review. Those who believe they received an unjustified denial may be able to sue their health insurance company in a bad faith lawsuit to...Read More >>

Employees who are injured at work while performing the prescribed job duties are entitled to Workers’ Compensation benefits. Worker protection laws specifically require businesses to establish a system for these insurance benefits to provide a safeguard for employees in case a work accident leaves them unable to work. These benefits allow injured employees to...Read More >>

It may be tempting to accept a lump sum disability buyout or settlement; however, it may not always be the right choice. An insurance company is motivated to offer a lump sum settlement to save costs. Essentially, when the insurance company offers a buy-out, it is requesting that the policy-holder release the insurance company...Read More >>

Serious car accidents can have life-altering consequences. Those effects can be in the form of physical injuries or emotional impact. When a motor vehicle accident leaves a person with severe emotional trauma, it can be difficult to prove. This becomes a problem when seeking compensation from the liable parties involved in the accident. Severe...Read More >>

Suffering a work injury that causes a permanent disability is a traumatic and life-changing experience, so finding out that your long term permanent disability benefits have been cancelled can come as a second shock. Unfortunately, there are many different reasons why insurance companies cut off these monthly payments. To maintain your benefits for as...Read More >>

If a flood or fire damaged your home, first you must contend with the physical damage to your property. You must also salvage your belongings, prevent further damage, find another place to live, and pay for the repairs that could take weeks or months to complete. Anyone who has experienced this type of catastrophe...Read More >>

In a hypothetical situation where an employee is injured on the job, would the employer be required to retain the employee if they were no longer able to fully perform their job? These types of questions arise on occasion and involve a careful analysis of the interplay between two laws that are both designed...Read More >>

We have reached the coldest month of the year in Pennsylvania and throughout the mid-Atlantic region. Freezing temperatures combined with wet roadways can create black ice. According to the Federal Highway Administration, upwards of 150,000 car accidents occur every year on icy roads across the country. Many of these serious crashes are caused by...Read More >>

Scaffolding is a necessary part of construction projects, as well as building restoration, cleaning, and repair projects. It allows workers to access otherwise unreachable areas and work at heights, but when scaffolding is erected or disassembled hastily and without proper safety precautions, it can cause serious injury to workers using it. A fall from...Read More >>

Plenty of people have decided that they no longer want or need to be traditional employees. Instead, they have joined the growing gig economy to enjoy the freedom that comes with being an independent worker. However, numbers from the Census of Fatal Occupational Injuries (CFOI) indicate that full-time freelancers and independent contractors are not...Read More >>

Distracted driving, although dangerous, is a common problem among drivers. One of the main reasons of distracted driving lies in the use of cell phones. According to a report by the Governors Highway Safety Association, texting and other electronic usage cause up to 25 percent of all car accidents. If you or someone you...Read More >>

If you are depending on disability insurance payments, you should pay close attention to your online image and what your social media posts might convey to insurance company investigators. Be careful what you post on Facebook, Twitter, Instagram, LinkedIn, and other online platforms, as insurance investigators routinely comb these sites looking for proof that...Read More >>

What happens when winter weather becomes a factor in your recent car accident? Pennsylvanians should be aware that in the past, Pennsylvania ranked in the top five states for the most fatal car accidents during winter weather conditions. Between 2011 and 2015, according to data from the National Highway Transportation Safety Administration (NHTSA), Pennsylvania...Read More >>

Welding is a physically demanding and potentially dangerous profession. And nearly one-tenth of the manufacturing workforce is comprised of men and women who weld, melt, and forge different materials together for a variety of different purposes. Of the 30 different types of welding that take place in factories and workshops across the country, all...Read More >>

A multi-vehicle accident on the Pennsylvania Turnpike left five victims fatally injured and about 60 individuals with varying injuries. The crash occurred on Sunday morning around 3:33 am in Mount Pleasant Township, Pennsylvania and involved a passenger bus, three tractor-trailers, and several passenger vehicles. During the accident on the Pennsylvania Turnpike, the bus rolled...Read More >>

Disability insurance policies are a contract between the insurer and insured. If the policy terms are not strictly adhered to, one can risk denial of the claim. When filing a claim for disability insurance, the claimant needs to prove the disability through medical evidence and comply with contractual deadlines established by the disability policy....Read More >>

Under the Occupational Safety and Health (OSH) Act, employers have a duty to provide workplaces that are free of known health and safety hazards. They must also comply with the safety and health standards set forth by the Occupational Safety and Health Administration (OSHA) to safeguard employees from these known risks. Keeping the workplace...Read More >>

The holidays are a time for celebrations and getting together with friends, family, and co-workers to eat, drink, and be merry. Unfortunately, a fun holiday event can become tragic when drunk drivers cause car accidents. While drunk driving fatalities have been on a steady decline over the past two decades, drunk driving deaths remain...Read More >>

Winter is upon us and soon we will be dealing with the elements. When driving, something as seemingly harmless as a bit of fog on the windows can lead to a serious car accident. Fog on any of the windows will impede the driver’s ability to navigate traffic and see the road clearly. The...Read More >>

If you sustain a serious injury because of the actions or inactions of another party, you may file a personal injury lawsuit to receive compensation. Such compensation may include economic and non-economic damages. The value of the former is relatively straightforward, while that of the latter is more subjective. Under Pennsylvania’s comparative negligence law,...Read More >>

Slip and fall accidents are common across all industries. Many people do not associate the office environment with the risk of a slip and fall; however, office workers are 2.5 times more likely than non-office workers to sustain injuries from a slip and fall accident. The most common causes of office slip and falls...Read More >>

When someone is unable to work due to a disability, they may be entitled to benefits provided through private disability and Workers’ Compensation. There are various factors for workers to consider when deciding which disability compensation is right for their case. The Pittsburgh disability lawyers at AlpernSchubert P.C. handle both Workers’ Compensation claims and...Read More >>

New tracking technology has been developed to reduce unsafe driving behaviors, including distracted driving and speeding. Reckless driving is a leading cause of fatal car accidents throughout the country. Many safety programs hope to motivate drivers to stop reckless driving by focusing on the deadly risks and consequences associated with their unsafe driving behavior....Read More >>

At the start of every holiday season, safety advocacy groups remind everyone that Thanksgiving weekend is one of the most dangerous times of the year to drive. This year is no exception; record numbers of travelers are expected. Factors such as unfamiliar roads and poor weather conditions all contribute to the amount of accidents...Read More >>

Most states have laws designed to protect consumers from bad faith insurance. Under the insurance contract, consumers have direct claims against their insurance company for alleged bad faith. However, many courts are finding that insurance personnel, such as agents and adjusters, can also be named individually as defendants in bad faith insurance claims. Insurance...Read More >>

Arthritis is inflammation of the joints and encompasses many rheumatic conditions that affect the joints and connective joint tissue, such as fibromyalgia, osteoarthritis, rheumatoid arthritis, gout, and systemic lupus erythematosus. If you were injured at work and your arthritis is accelerated or reactivated by your work injury, you have the right to file for...Read More >>

The Americans with Disabilities Act (ADA) is a federal law designed to prevent employment discrimination based on disability. The Family Medical Leave Act (FMLA) is designed to secure employment while an employee is on unpaid leave for certain qualifying reasons for a limited term. However, neither the ADA nor the FMLA guarantees protection of...Read More >>

Although insurance companies are expected to act as fiduciaries to their customers when handling a claim, they may not always act in good faith.  Insurance companies may be motivated by profits while investigating a claim. As an insured entity, it is vital to be aware of ways an insurance company may be circumventing its...Read More >>

It is common for car accidents to occur as a result of driver error or vehicle malfunctions, but some accidents involve the road itself. Improving road infrastructure has been an ongoing goal for many state governments. The need for upkeep and repairs of our roadways has far-reaching effects. Besides being responsible for significant repair...Read More >>

People suffering from mental health issues can sometimes find it hard to report to work each day and maintain steady employment. The nation is beginning to recognize the effect that mental illness has on people in our society, but getting disability insurance when mental illness prevents a person from working is still very difficult....Read More >>

Auto insurance companies, like all other business, must act fairly and in good faith when dealing with their policyholders and any injured person who may qualify for coverage under their policies. If an insurance company denies coverage under a policy without a reasonable basis or contrary to the terms of the insurance policy, they...Read More >>

When an injured worker files for Workers’ Compensation, the insurance company may require a deposition. Although a deposition may seem like a stressful, overwhelming prospect, it can be very positive for the hurt employee. After all, a deposition puts testimony taken under oath into record, which can help a worker prove their need for...Read More >>

Traffic jams happen regularly along two-lane highways. Whether caused by heavier than anticipated vehicle flow, an emergency, or construction, they frustrate drivers. During these situations, motorcyclists may be tempted to drive between the stopped or slow-crawling lanes to make up for lost time. This type of lane-splitting is prohibited in Pennsylvania. Yet, despite its...Read More >>

It may surprise you if your supervisor or boss rejected your Workers’ Compensation claim. However, it is not uncommon. An employer rejecting a Workers’ Compensation claim does not mean that you should give up. If your insurance claim was rejected, you have the right to seek legal counsel to help you obtain compensation for...Read More >>

Understanding the terms “activities of daily living” can be the difference between obtaining coverage or not for individuals applying for or seeking payments under a long-term disability insurance policy. To obtain compensation under many long-term disability insurance policies an individual must show they are unable to perform certain everyday tasks categorized as the “activities...Read More >>

One of the most common injuries resulting from a car accident is “whiplash.” The term is used to describe a soft tissue injury that results when a person’s head swiftly and forcefully snaps back and forth. Whiplash will often cause misalignment of the bones of the neck. This will sometimes put pressure on spinal...Read More >>

By purchasing disability insurance, employees can protect themselves from financial worries should they suffer a long-term disability resulting in their inability to work. Unlike Workers’ Compensation insurance, most long-term disability insurance policies cover the loss of future wages for medical conditions that are not work-related. Some workers face the choice of obtaining either individual...Read More >>

Eligible workers who have been hurt on the job in Pennsylvania should always file for Workers’ Compensation benefits. Employers are required to hold this type of insurance, whether through themselves as a self-insured entity, a state-run organization, or a private insurance company. However, getting Workers’ Compensation checks can be a complicated process. Injured individuals...Read More >>

Insurance companies, due to their greater bargaining power, are held to a standard of care when upholding their insurance agreements with their insurers. A bad faith insurance claim can be made whenever an insurance company fails to process an insurance claim in a reasonable manner. Bad faith can be found in the following instances:...Read More >>

Workers’ Compensation is there to protect workers who are injured on the job. Yet, what if the worker believes they caused the workplace injury? Many workers may not realize that even if they caused or contributed to the injury, they may still be eligible to receive Workers’ Compensation benefits for their medical care and...Read More >>

PITTSBURGH, PENNSYLVANIA: The National Board of Trial Advocacy (NBTA) is pleased to announce that Richard J. Schubert of the law firm, AlpernSchubert P. C. has successfully achieved recertification as as a Civil Trial advocate.  The NBTA was formed out of a strong conviction that both the law profession and its clients would benefit from...Read More >>

Car accidents happen for many reasons. Often, one or more drivers may be clearly at fault. However, if the accident occurred at an intersection with a malfunctioning traffic light, proving liability is much more complicated. While it may be more difficult to obtain full compensation for injuries sustained in a car accident involving a...Read More >>

Accidents involving heavy machinery, especially cranes and forklifts, account for too many injuries and fatalities in the workplace. The manufacturing and construction industries each account for 42 percent of heavy machinery accidents and deaths, with the construction industry responsible for 24 percent of forklift accidents. Forklift Accidents Accidents involving forklifts include rollovers, often due...Read More >>

Determining liability at a four-way intersection can be difficult, especially when the accident is caused by poorly designed roads and more than two vehicles are involved. If you or someone you know was involved in a four-way intersection accident, you may have questions about liability. Four-way intersection accidents are common because many drivers do...Read More >>

Long-term disability benefits provide much needed compensation for individuals with chronic illnesses or disabling injuries that can no longer work. While most long-term disability policies are provided by an employer, independent policies are also available. In some cases, benefits are initially denied, but benefits can still be awarded through an appeals process. It is...Read More >>

Suffering any workplace injury naturally leads to worries. Who will pay the mounting medical bills? Are lost wages recoverable? Will the injury be compensated fairly and justly? Usually, those concerns are somewhat alleviated when the injured employee begins to receive regular Workers’ Compensation benefits. In Pennsylvania, employers must carry Workers’ Compensation insurance by law...Read More >>

Parents, educators, coaches, and youth mentors have a tremendous opportunity to use the months between Memorial Day and Labor Day as a chance to educate teens about the dangers of driving. Why this period? Dubbed by AAA as the “100 Deadliest Days”, it is a time when teens are most vulnerable to being injured...Read More >>

The federal Worker Adjustment and Retraining Notification (WARN) Act applies to certain employers and requires notice to employees if there is a mass layoff. Like many laws, details are vital when an employee is trying to determine whether their employer’s actions fall under the protections of the WARN Act and what benefits the employee...Read More >>

Drivers who do not use their turn signals correctly are a danger to other drivers, whether they realize it or not. The Society of Automotive Engineers (SAE) reports that two million accidents occur every year due to drivers who fail to signal. A separate survey showed that 71 percent of drivers between the ages...Read More >>

A Homer City Generating Station employee was severely injured when his arm became stuck in a 13,000-pound coal-crushing roller in Indiana County. The first responders on site wasted no time coming to his rescue. The employee was taken to Conemaugh Hospital in Johnstown. Whether the injury was due to equipment failure is unknown. If...Read More >>

Every motorcyclist knows that highways can be dangerous places. Cars, SUVs, and trucks are notorious for not sharing the road with motorcycles. Additionally, many drivers tend to tailgate. Pennsylvania reported nearly 3,500 motorcycle accidents in 2016 alone. Although motorcyclists feel as if they have little recourse, those who are tailgated can apply key strategies...Read More >>

Memorial Day is a special holiday in the United States. During this weekend, Americans across the country salute all members of the military who have sacrificed their lives for our freedom. Memorial Day also marks the beginning of summer, and for most workers across the country, it marks the beginning of vacations. Citizens of...Read More >>

It has been over 60 years since the earliest robots were brought into workplaces. They are capable of increasing productivity and completing certain jobs better than humans. Today, they are being used in all types of workplaces, including warehouses and factories. Collaborative robots complete a myriad of tasks and can work alongside humans. However,...Read More >>

Attorneys and staff at AlpernSchubert P.C. proudly announce that Super Lawyers has chosen one of our partners for recognition in 2019. Attorney and partner Richard J. Schubert was honored by Super Lawyers in 2005 and 2006 and every consecutive year since 2008. Super Lawyers selects outstanding lawyers throughout all 50 states and Washington, D.C....Read More >>

For the sixth consecutive year, businesses across the country will participate in the National Safety Stand-Down to Prevent Falls in Construction campaign during May 6 to 10. This week-long campaign offers an opportunity for companies to raise awareness about preventable safety issues pertinent to new and seasoned workers. Small companies with fewer than 25...Read More >>

When someone is severely injured on the job, Workers’ Compensation, paid for by the employer’s insurance, takes care of the employee’s medical bills and provides income while the worker recuperates. While is it important for the worker to take time to heal completely, employers want workers back on the job as soon as possible....Read More >>

Prom season is meant to give teenagers across the country a night of fun and unforgettable moments. Unfortunately, prom season is also full of dangers and concerns for parents and their teenagers as both try to navigate the night safely. Parents and teenagers should have open lines of communication to ensure that prom night...Read More >>

Construction, utility, and maintenance workers who spend time working on roadways depend on safety measures to prevent accidents. Work areas should be clearly marked with signs, lights, and pavement markings. Barriers, cones, drums, and other devices are also used to warn motorists of the work ahead. Yet even with all of this diligence, from...Read More >>

If you purchased a new car within the past few years, it is likely it came with the latest technological features. Those features are supposed to make driving safer, but recent research shows they are a distraction to many drivers. A new car’s dashboard has become a source of danger as drivers pay more...Read More >>

Across the country, Walmart is making serious changes to about 1,000 of its stores. Once known for one of the few companies that opened its arms to workers with special needs, it is now under scrutiny due to eliminating their greeters. As people who have visited Walmart know, the greeter positions were often staffed...Read More >>

Semi-trucks populate the nation’s highways, and other vehicles have no choice but to share the road with them. When accidents, such as sideswipes, happen with these big rigs, the consequences can be much more severe because of their size. Sideswipe accidents occur when a vehicle collides with another that is traveling alongside of it,...Read More >>

When people think of work-related injuries, images of broken bones and occupational diseases may come to mind. Although these are prevalent, less obvious musculoskeletal disorders (MSDs) that develop from working conditions are the most common. Lower back and shoulder injuries, carpal tunnel, trigger finger, and tendonitis may not be easy to see, but employees...Read More >>

Accidents happen every day due to distracted driving. Driving requires focus and is not something to be taken lightly. Both drivers and passengers have responsibilities while in a moving vehicle to keep themselves safe. Unnecessary distractions take a driver’s attention off the road, causing them to potentially lose control of their vehicle and crash....Read More >>

After an accident occurs, a worker’s ability to function can be compromised by injuries. This impairment can be partial, total, temporary or permanent. Workers who suffer these on-the-job injuries may have their Workers’ Compensation benefits determined by an impairment rating evaluation (IRE). In June of 2017, the State Supreme Court proclaimed that certain provisions...Read More >>

In Allegheny County and across western Pennsylvania, numerous men and women work in coal mines. In fact, the Pittsburgh area’s coal mining region has become somewhat of a tourist attraction in recent years. However, it hides a dark side that has come to light in past decades. Coal mining companies have negligently exposed employees...Read More >>

No job is free of risk. Regardless of what your occupation may be, there is always the chance of getting injured while on the job. Luckily, most jobs do not pose high risks for injuries and fatalities. However, there are certain professions that have a much higher risk than others. The following are the...Read More >>

There are many categories of workplace discrimination, and they are all defined by treating a person or persons unfairly on the basis of their religion, sex, race, age, or other protected class. Some of the most frightening of these can be gender discrimination and sexual harassment. Clear examples of sexual harassment include inappropriate comments...Read More >>

The results of a car accident can be made exponentially worse if an uninsured driver is involved. Although all drivers are required by law to possess insurance, many are driving without. In some states, drivers need only to have minimum insurance requirements. This means that even if a motorist that causes a crash has...Read More >>

With winter finally here, it is well known that there are many precautions that we must take, and many conditions which we must be aware of when it comes to driving. While most drivers are very aware to drive cautiously in wintery weather such as snow, sleet, and ice, what many fail to consider...Read More >>

Workers’ Compensation is payment provided to workers who are temporarily or permanently not able to work due to injury. Whether or not a worker can retire while receiving Workers’ Compensation will depend on what type of benefits they are receiving, and their definition of retirement. For example, those receiving wage loss benefits or temporary...Read More >>

Being a mother and a working woman at the same time is not always the easiest situation. Though most women can work without much change during pregnancy, some face complications that leave them unable to perform their usual tasks. Working While Pregnant Under federal law, employers are legally obligated to treat pregnant women in...Read More >>

The winter season in the northeast brings hazards of snow and ice. Slip and falls can happen at any time, but if someone falls on another owner’s property, what happens next? A fall on snow or ice can cause anything from minor to major limb, back, and head injuries, among others, and anyone at...Read More >>

This time of year, many companies sponsor holiday work parties for their employees. These events are great opportunities for socializing and networking with co-workers – but things can get out of hand. Some provide open bars, which can lead to overindulgence and unfortunate consequences like car accidents. It is always wise to take it...Read More >>

Each year, motor vehicle manufacturers issue recalls. Last year alone, there was a total of 30.7 million. Yet the National Highway Transportation Safety Administration (NHTSA) reports that just 70 percent of these vehicles get the needed repairs. The question this raises is, why? In the first place, many car owners do not receive the...Read More >>

People fear and criticize lawsuits, however it is important to recall why the civil justice system was created. It was created to protect you and your family and hold people and businesses accountable.  Financial compensation does not replace what you have lost, however AlpernSchubert will strive to ease your pain and help you move...Read More >>

You have certainly heard of Black Friday, the day after Thanksgiving when holiday shopping kicks into high gear. But the day before Thanksgiving also has a nickname. That unfortunate nickname is Blackout Wednesday, also known as Drinksgiving, because it is a day when people tend to consume alcohol and drive while drunk, before heading...Read More >>

Commercial trucks can be seen everywhere on our nation’s roads and highways, and it appears they are getting bigger than ever. The maximum weight for a commercial vehicle is 80,000 pounds. This is one reason why truck accidents are more fatal than those involving two cars. In fact, the National Institute of Traffic and...Read More >>

Personal injury and Workers’ Compensation claims are not at all similar and require different kinds of expertise. However, in certain situations, such as a car accident that happens in the course of work, the employee may be entitled to Workers’ Compensation benefits and also have grounds for a personal injury claim based on negligence....Read More >>

The legal team at AlpernSchubert P.C. is pleased and proud to announce that the firm has again been named as a Best Law Firm by The Best Lawyers in America©, a respected organization that highlights the top 5 percent of practicing lawyers in the United States as organized by state, city, and practice areas....Read More >>

Most people’s eyes glaze over at the legal term subrogation, but it can be important when you have been injured on the job and are awarded financial compensation to pay for medical bills and time away from work. Subrogation may become problematic. For example, if you are injured by a power saw at work,...Read More >>

Apple’s Do Not Disturb While Driving feature seems to be encouraging some drivers to put down the phone behind the wheel. According to the creators of EverDrive, (an iOS and Android app that monitors users driving habits) 80 percent of EverDrive users utilized the feature, decreasing their overall cell phone use while driving by...Read More >>

Recent reports suggest that construction workers are more susceptible to substance abuse because of the physical nature of the work. Injury rates for construction workers are 77 percent higher than other occupations. Workers return to work before their bodies are completely healed because of the need for income. They are either forced to return...Read More >>

Red light accidents were the cause of 673 fatalities and 122,000 injuries in 2010, according to the Insurance Institute for Highway Safety (IIHS). However, despite efforts to reduce drivers running red lights, those numbers continue to increase. The IIHS reports that approximately 137,000 people were injured in 2015 and 811 people were fatally injured...Read More >>

Some jobs are inherently more dangerous than others. Construction is one of those jobs. According to the Occupational Safety and Health Administration (OSHA), nearly one in five workplace fatalities occurred in the construction industry. Of the more than 990 workers who died in construction site accidents, more than half were involved in what OSHA...Read More >>

With the #MeToo movement currently at the forefront of national news, many men and women find themselves reflecting on their own encounters with employers and other authority figures. They may wonder if some of the behavior they have been exposed to constitutes sexual harassment. When do suggestive jokes or playful flirting cross the line...Read More >>

The Pennsylvania Legislature is considering a bill that would change Workers’ Compensation law and benefits. The bill, H.B. 1840, would allow an insurer to request a review of a worker’s status after they have received permanent disability benefits for two years. The bill would authorize an insurance carrier to require an employee to submit...Read More >>

Many children behave better when they know their parents are watching. It appears this may also hold true for teenagers learning to drive. According to a new study, teens are less cautious and take more risks once they have obtained their license and can drive without supervision. A Reputation for Risky Behavior Teenage drivers...Read More >>

Millions of children will be returning to school soon after enjoying a long summer break. One of the main topics on any parent’s mind is the safety of their children returning to the classroom. Unfortunately, accidents can happen anywhere, and children are at most risk for serious injury while traveling to and from school....Read More >>

The legal team at AlpernSchubert P.C. proudly announces that partner Richard Schubert has once again been included in the prestigious Best Lawyers in America publication for plaintiff’s personal injury litigation. Richard has received this honor every year since 2005, making this his fourteenth consecutive year. For more than 37 years, Richard has had noteworthy...Read More >>

Every state has laws in place to protect workers’ rights. The Pennsylvania Human Relations Act (PHRA) protects residents from unlawful discrimination based on several protected categories, including age, race, and religion. The PHRA addresses discrimination in housing, commercial property, education and public accommodations, and employment. The PHRA makes it illegal for an employer to...Read More >>

Accidents involving bicyclists and cars can be caused by the bicyclist, the vehicle driver, or both. The bicyclist is more subject to injury or fatality because their only protection is a helmet and motor vehicles are more powerful in size. There are laws that apply to bicyclists and how vehicles should be operate around...Read More >>

The Pennsylvania Superior Court recently rejected an uncommon type of non-hire clause between two competing trucking companies. The non-hire clause invalidated in Superior Court was an agreement between Pittsburgh-area firms, Pittsburgh Logistics Systems (PLS), Inc. and BeeMac Trucking, LLC, to not to hire each other’s employees. This type of clause is different from traditional...Read More >>

Millions of Americans spend the long days of summer swimming in their backyard or community swimming pool. However, there is a hidden danger in the water of which many people are unaware. Electric shock in water is virtually undetectable by swimmers, and it can be deadly. Common electrical devices like sump pumps, power washers,...Read More >>

New federal regulations making rearview cameras mandatory for all new cars sold in the United States took effect on May 1. The National Highway Traffic Safety Administration (NHTSA) announced the regulations four years ago and set the 2018 deadline to give car makers time to implement the changes. The NHTSA expects the numbers of...Read More >>

The legal team at AlpernSchubert proudly announces that partner Larry Chaban has been honored with the Milton D. Rosenberg Award. This prestigious recognition is given annually to a trial lawyer whose devotion to injured victims, qualities of leadership, and service to the Pennsylvania Association for Justice (PAJustice) organization best represent the life of the...Read More >>

Some of the most devastating workplace injuries are those caused when an employee falls. In fact, working just six feet above the ground puts workers at serious risk for fall-related injuries. It may be hard to imagine fatal injuries resulting from falling relatively short distances; however, research has shown that regardless of height, when...Read More >>

Falls are the leading cause of injuries and death among American seniors. In fact, falls send senior adults across the United States to the emergency room every 11 seconds on average. Falls can lead to cuts, bruises, broken bones, and knee, neck, and head injuries. After a slip and fall accident, seniors often become...Read More >>

According to the safe driving advocacy group, We Save Lives, summer is one of the most dangerous times of the year, especially for teens. On average, teen car accident fatalities increase 26 percent in the summer compared to the rest of the year. Teens are out of school, have more free time, and are...Read More >>

An at-will employee is one who can be terminated at any time without the employer having to give a reason. They also may or may not give notice of termination. At-will employees have very few remedies available to them unless the employer breaks a law or violates their employee rights. In fact, in every...Read More >>

The Memorial Day Weekend is one of the deadliest for travelers. Serious and fatal car accidents related to drunk driving increase over the holiday weekend as people travel to barbeques, parades, parties, and celebrations. This is an annual issue. The American Automobile Association (AAA) estimates there will be nearly 37 million people hitting the...Read More >>

Richard J. Schubert, Managing Partner of AlpernSchubert, P.C. has once again been honored as a Super Lawyer for 2018. Mr. Schubert has been recognized each consecutive year since 2008. This recognition reflects the personal attention and dedication he provides to each of his clients, and the foundation of experience he has built for more...Read More >>

A new study reveals that one third of recent high school graduates have ridden with an impaired driver in the past year. According to the study, published in the Journal of Studies on Alcohol and Drugs, young adults are also more likely to ride with a driver who is under the influence of marijuana...Read More >>

The Pennsylvania Workers’ Compensation Act provides for Workers’ Compensation benefits for employees who suffer a work-related injury. This no-fault system covers medical expenses, lost wages, and disability for injured workers. This may be true even if the employee has a pre-existing condition. If the pre-existing condition is aggravated or worsened by the work an...Read More >>

We are proud to announce that Richard J. Schubert of AlpernSchubert P.C. received a judicial ranking from Martindale Hubbell, which is the highest possible designation granted by the organization. This prestigious honor is bestowed upon those who have been recognized by both peers and judges in the legal industry and denotes professional excellence in...Read More >>

In a landmark decision, a New York federal appeals court ruled that the protections in Title VII of the Civil Rights Act of 1964 extend to claims of employment discrimination based on sexual orientation. While it has long been established that Title VII prohibits employment discrimination based on race, color, religion, sex, and national...Read More >>

According to the National Highway Traffic Safety Administration, 11,000 crashes happen every year due to tire-related issues. Maintaining your tires is critical to your safety and that of passengers traveling with you, as well as other drivers sharing the road. Good Tire Maintenance Certain drivers think engine maintenance is the key to a car’s...Read More >>

The House and Senate in Pennsylvania are close to approving a bill that would classify asbestos claims under the umbrella of Workers’ Compensation. Five years ago, the Pennsylvania Supreme Court removed asbestos and other related claims from the realm of Workers’ Compensation. However, the proposed bill to reverse that action is gaining traction. Labor...Read More >>

For the second consecutive year, more than 40,000 people were killed in motor vehicle accidents. Preliminary estimates from the National Safety Council (NSC) reveal that the number of deaths in 2017 is six percent higher than in 2015. Many of these fatal accidents are caused by distracted driving, a behavior that the National Highway...Read More >>

The largest power plant in Pennsylvania and an Ohio-based engineering company have been issued fines by Occupational Safety and Health Administration (OSHA) for their roles in an industrial accident that led to the deaths of two workers and injury of four others. The workers were exposed to a toxic gas, hydrogen sulfide, while inside...Read More >>

The Americans with Disabilities Act (ADA) was passed in 1990 to prevent workplace discrimination based on disabilities. It also guarantees the civil rights of people with disabilities to participate in state and local government programs and services, and in everyday life as consumers. Now a bill has been passed by the U.S. House of...Read More >>

The U.S. Bureau of Labor Statistics has released a report for 2016 that shows double-digit increases in workplace violence and overdose fatalities. Fatal work injuries increased by seven percent over 2015 numbers to the highest level seen since 2008. A total of 5,190 people died in the U.S. in 2016 from work injuries vs....Read More >>

The Commercial Vehicle Safety Alliance holds an annual event in October geared toward driver safety. This year during Operation Safe Driver Week, law enforcement throughout the United States and Canada increased their enforcement of traffic safety rules and educational efforts with the goal of raising awareness of dangerous driving behaviors. Over the course of...Read More >>

Many people do not enjoy changing the clocks for daylight saving time, especially in the spring when moving the clocks forward means losing an hour of sleep. Research shows that losing this hour of sleep is linked to a spike in the accident rate during the week that follows daylight saving time. Daylight Saving...Read More >>

In winter months the weather can wreak havoc for commuters. Snow and ice can make highways slick resulting in multi-car pileups. In cities, slippery roads and side streets can cause fender benders and increase the risk of pedestrian accidents. The injuries from snow and ice accidents can vary widely including: Soft tissue injuries like...Read More >>

Although it is not the most populous county in Pennsylvania, Allegheny County has the most motor vehicle collisions. In fact, 10 percent of all crashes in the state happen there. Philadelphia County has more people per square mile, but 700 fewer crashes. A new study examined Allegheny County’s crash data to determine exactly where...Read More >>

Votes on Senate Bill 936 were split 98-98 in the House last week, creating an urgent need for opponents to the drug formulary bill to make their voice heard before the next vote takes place in March. To learn more about this bill, read our earlier post. Offering his view on the matter, Pittsburgh Workers’...Read More >>

A decision will soon be made on a bill that could jeopardize the care you would need and deserve after a workplace injury. The bill – SB 936 – proposes a “drug formulary” that could take decisions out of your doctor’s hands and give the power to a system that is commanded by the...Read More >>

Nearly everyone is aware of the dangers associated with driving under the influence of drugs or alcohol. Yet few people know that driving while drowsy can be just as dangerous. Many drivers cannot tell when they are too tired to drive, or do not realize just how much drowsy driving affects their judgment and...Read More >>

Winter weather comes with an added danger to workers who spend time outdoors. Even temperatures above freezing can expose workers to the risk of hypothermia, frostbite, and in extreme cases, death. Employers have a responsibility to provide their employees with a safe work environment that is free from unnecessary or known risks, including cold...Read More >>

Researchers at the Massachusetts Institute of Technology’s Age Lab and Touchstone Evaluations, a human factors engineering firm from Michigan, have released a study in which they are attempting to describe human “attentional awareness” with a mathematical algorithm. Ultimately, they hope that with this kind of knowledge, cars of the future will be better designed...Read More >>

Operating a motor vehicle while under the influence of alcohol is a recipe for disaster. Alcohol lowers a person’s inhibitions, affects their ability to react quickly to certain situations, and impairs good judgment. While it is common knowledge that drunk driving is a bad idea under any circumstances, what may come as a surprise...Read More >>

Robots are already at work in many industries doing packaging, assembly, material handling, and quality testing tasks. A new alliance partnership between the Robotics Industry Association (RIA), National Institute for Occupational Safety and Health (NIOSH), and the Occupational Safety and Health Administration (OSHA) ensures that worker safety will continue to advance as installation of...Read More >>

For decades, Black Friday has been known as the biggest shopping day of the calendar year. However, Cyber Monday is overtaking Black Friday as people choose the convenience of shopping online at home. There are no crowds to battle and the deals are just as good or better. Free shipping is also a big...Read More >>

The Pennsylvania Supreme Court has ruled on a case concerning a bad faith insurance claim, unanimously upholding the decision of the state Superior Court in favor of the plaintiff. At issue was whether a policyholder must demonstrate ill will on the part of an insurer as well as lack of a reasonable basis in...Read More >>

A recent study by safety advocates found that more than 25 percent of vehicles sold at CarMax had unrepaired safety recalls. The study used about 1,700 cars listed for sale at eight different CarMax locations in three states. Some cars contained recalled Takata airbags, which have been linked to fatal malfunctions in accidents. The...Read More >>

Thanksgiving is one of the most popular American holidays with millions of people driving to meet their friends and family to celebrate. Unfortunately, this also means heavy traffic on all roads throughout our communities and more car accidents, some of which result in serious or fatal injuries to passengers. By preparing for your trip...Read More >>

Self-driving automobiles may seem like a futuristic fantasy, but they are already here. In fact, there is currently a U.S. Senate bill to address self-driving vehicles. The bill – The American Vision for Safer Transportation through Advancement of Revolutionary Technologies Act – was recently amended. Lobbyists from companies that are developing self-driving technology wanted...Read More >>

The state senate recently passed a bill mandating a drug formulary for Workers’ Compensation. Although insurers are welcoming of the bill, it is being rigorously opposed by trial attorneys, who believe it is an attempt to curb utilization review organizations. Formularies have been historically used by medical insurers to control prescription costs by listing...Read More >>

The Bureau of Labor Statistics (BLS) records data on all fatal work-related accidents across the country every year. The data is compiled in the BLS Census of Fatal Occupational Injuries. In 2015, there were nearly 5,000 fatal work injuries – the highest number in a single year since 2008. Some professions are more prone...Read More >>

We are proud to announce that Lawrence R. Chaban of AlpernSchubert P.C. has been recognized as one of Pittsburgh City Paper’s “Pittsburgh’s Finest 2017” for his achievements in the fields of Workers’ Compensation, Social Security disability and short and long-term disability claims. The Pittsburgh City Paper’s Profile Series features businesses and professionals in the...Read More >>

With Halloween right around the corner, thousands of children across the state will be donning elaborate costumes and running from door to door in their town, hoping to gather up some sweet treats. In Pittsburgh, late October means shorter days and colder weather, putting children and adults alike at risk of becoming the unwitting...Read More >>

Many studies, both national and international, have shown that the use of daytime running headlights reduces the risk of being in a car accident. Motorists and pedestrians can better see vehicles with headlights than vehicles without headlights even during the daytime. Despite the evident benefits of permanent headlight usage, there is a debate regarding...Read More >>

Employment contracts for executives and other top management positions typically contain non-compete clauses prohibiting the person from working for a competing firm within a specified time frame after leaving their position. This is to prevent people with valuable company knowledge from leaving and taking trade secrets with them to industrial rivals. The number of...Read More >>

Many types of industries from construction to airlines use conveyor belts to move products and materials in the work environment. Considering the many moving parts and the machinery required to keep conveyor belts working, there is a high level of risk of injury for workers using them. Conveyor belts were responsible for approximately 35...Read More >>

Car accidents are one of the leading causes of brain injuries in the U.S. However, many victims do not realize that they have suffered brain trauma after an accident. This could potentially make the situation more dangerous for victims. A brain injury can even be overlooked in an emergency room. This results in an...Read More >>

Workers’ Compensation insurance is obligatory for all employers in Pennsylvania, even companies that have only one part-time employee. If you are injured on the job in Pennsylvania, Workers’ Compensation will likely cover your medical expenses, as well as pay a portion of your lost wages. Below are the procedures you need to take in...Read More >>