The possibility of having a medical issue arise that prevents someone from supporting themselves or their family is a serious enough concern to warrant specialized insurance coverage. People can carry long-term disability coverage that will protect them for a few...
Some people receive long-term disability insurance coverage as a benefit of their employment. Others buy private policies of their own to protect them and dependent family members in the event of a medical emergency. Long-term disability coverage helps you pay your...
Some illnesses and injuries are just short setbacks. You get sidelined for a week or two, maybe even a month. But then you are back on your feet, going to work and earning money. However, other conditions can leave you permanently unable to work again. Then, you must...
Long-term disability insurance policies are often an important part of an employee benefits package. Your employer may offer supplemental disability coverage as a perk of employment. Alternatively, they may have a group plan that you can buy into for cheaper than a...