Most people view homeowners insurance coverage as a requirement rather than as a form of protection. They don't anticipate ever needing to file a claim. They carry a policy because their mortgage lender requires it. Many property owners are fortunate to avoid any...
Insurance companies go to great lengths to tell consumers that the company is on their side. If you buy a policy, they want you to think they have your back. If you get injured, they’ll be there to help provide you with the compensation you need, allowing you to get...
If you receive a settlement offer soon after making an insurance claim, taking time before accepting it is in your best interest. Insurance companies often try to settle quickly with a low offer, hoping you will take it and resolve the claim fast. Their goal is to...
When wading through the complex waters of an insurance claim, it is crucial to be vigilant for signs of unfair treatment by the insurance company. Denying claims without a valid reason is a bad-faith insurance practice. Although not lawful, it remains a widespread...
Pennsylvania gets its fair share of bad storms. The state gets roughly 16 tornadoes a year, and countless other storms with high winds, hail and torrential rains Tornado or not, all bad storms can take their toll on residential and commercial properties alike. While...
Insurance is often the last line of defense between an individual and financial hardship. People have homeowner's policies that protect them from property damage and personal liability. They also have motor vehicle policies that protect them if they cause a crash. The...
Navigating the aftermath of an accident, property damage or other loss is a stressful time for anyone. It's a period when the terms of a comprehensive insurance policy should provide a safety net. Unfortunately, there are instances when policyholders must confront the...
Being involved in an accident can trigger lots of uncertainty. If you are an accident victim, you may be entitled to compensation for the resulting damages. And this is where the insurance company comes in. But it’s not uncommon for the insurance company to act in...
The insurance sector can be complicated. Businesses in the industry pride themselves, in theory, on protecting policyholders against certain risks, but this is not always the case in practice. Your insurance company may fail to act as promised by denying your claim...
Individuals and businesses invest in insurance policies to protect against both liability and risk. There is insurance to reduce liability while driving, for example, and also insurance to help business owners cover operating expenses if they have to suddenly close...