Blog
- Your obligation to mitigate damages after a storm
May 6, 2024
Pennsylvania gets its fair share of bad storms. The state gets roughly 16 tornadoes a year, and countless other storms with high winds, hail and torrential rains Tornado or not, all bad storms can take their toll on residential and commercial properties alike. While insurance is supposed to be there to make sure that your losses as a property owner are covered, insurance companies aren’t exactly happy to pay large claims. That’s why it is...Read More - Parents, prepare teens for a safer prom experience
Apr 27, 2024
Allegheny County teens are gearing up for prom and graduation season. But parents of those teens are no strangers to the heightened sense of worry when their sons and daughters are out celebrating their big nights. Parents are right to worry, as the statistics show that the months from April through June are particularly deadly for young and inexperienced drivers. But what can concerned parents do? Below are some suggestions. Network with other parents Many...Read More - Can you take a vacation if you’re receiving LTD benefits?
Apr 16, 2024
If you’re receiving long-term disability (LTD) benefits after suffering a serious injury or illness that has left you unable to work, you may be afraid that if you leave your home for anything besides medical appointments, you risk losing your benefits. Even if you realize that your restrictions aren’t that extreme, you may believe you can’t take any kind of vacation or even travel out of town to see family or attend a wedding without...Read More - How a multi-hour test can help with a disability benefits claim
Apr 10, 2024
People sometimes invest in long-term or short-term disability insurance. Some people acquire coverage on their own for personal protection, while others obtain coverage through their employment. Their coverage can help them pay their cost-of-living expenses when they become unable to work due to medical challenges. When people need long-term or short-term disability coverage, they may expect an insurance company to be supportive and cooperative. However, many people face surprising challenges when seeking coverage that they...Read More - Understanding the longer stopping distance of semi-trucks
Mar 29, 2024
Semi-trucks, also known as tractor-trailers or 18-wheelers, are an essential part of the transportation industry. They feature unique characteristics, including longer stopping distances than smaller vehicles. Understanding the factors contributing to these longer stopping distances is crucial for promoting road safety. Factors influencing stopping distance Some of the factors that impact how long it takes a semi-truck to stop include: Weight and momentum: Semi-trucks are significantly heavier than passenger cars, often weighing up to 80,000 pounds when fully...Read More - When gender-based violence at work causes harm
Mar 16, 2024
Most U.S. employees are aware that if they get hurt on the job due to an accident, or even a chronic condition caused by work-related circumstances, they likely qualify for workers’ compensation benefits as a result of the harm they’ve suffered. But, what if job-related harm is caused by the violence of a co-worker, vendor, client or even a stranger? Thankfully, workers’ comp does often cover harm caused by work-related violence, including gender-based violence. It...Read More - 3 types of wage loss workers can request benefits for
Feb 29, 2024
Workers’ compensation provides various benefits, including medical treatment coverage, specific loss benefits and wage loss benefits. Wage loss benefits are financial payments provided to employees who get injured or become ill due to their work. These benefits aim to replace a portion of the wages lost while the employee is unable to work at full capacity because of a work-related injury or illness. The severity of the injury or illness directly impacts the type and...Read More - Where are a semi-truck’s blind spots?
Feb 19, 2024
If you have to share the road with semi-trucks – and everyday occurrence for most drivers – it is very important to know where the blind spots are located so that you can avoid them. You should spend as little time in these blind spots as possible to lower your odds of being involved in a crash. Many people also refer to these as “no zones” where you should not drive when possible. First of...Read More - 3 common examples of bad faith insurance practices
Feb 15, 2024
Insurance is often the last line of defense between an individual and financial hardship. People have homeowner’s policies that protect them from property damage and personal liability. They also have motor vehicle policies that protect them if they cause a crash. The law in Pennsylvania and also certain federal statutes help regulate the insurance industry. After all, insurance companies often have a financial incentive to refuse to cover expenses. Any significant claim might diminish the...Read More - Can someone appeal after a denied long-term disability claim?
Feb 1, 2024
Individuals with long-term disability insurance provided by their employers usually don’t need to use this coverage. Only a tiny percentage of those who carry such coverage may apply for benefits after incurring an injury, getting diagnosed with a debilitating illness or experiencing a major medical event. Long-term disability insurance benefits help protect people who find themselves suddenly unable to work and therefore without income due to debilitating medical conditions. Long-term disability insurance benefits offered as...Read More