Blog
- Why do insurance companies give lowball offers?
Aug 28, 2023
Being involved in an accident can trigger lots of uncertainty. If you are an accident victim, you may be entitled to compensation for the resulting damages. And this is where the insurance company comes in. But it’s not uncommon for the insurance company to act in bad faith by offering a settlement that is way too low. This is known as a lowball offer. But why does it happen? Here are three common reasons why...Read More - Pennsylvania crashes are a top cause of both kinds of amputations
Aug 24, 2023
Minor car crashes are a regular occurrence in Pennsylvania. Most crashes at lower speeds lead only to property damage. But, for every few dozen fender benders that occur, there is a more serious and concerning collision. Some crashes lead to catastrophic injuries that result in permanent consequences for those injured. Amputations are among the worst possible injuries people experience as a result of a car crash. In fact, motor vehicle collisions are a leading cause...Read More - Did your workplace accident involve a third party?
Aug 17, 2023
When you think of a workplace accident, huge chances are that you picture an unfortunate mishap within a company’s premises. However, a lesser-known and commonly overlooked dimension that could significantly impact your situation is the involvement of a third party. In the context of a workplace accident, a third party refers to an individual or entity outside of your employer who may have played a role in the incident. It could be a contractor, a...Read More - 2 reasons insurance companies decline claims unfairly
Jul 25, 2023
The insurance sector can be complicated. Businesses in the industry pride themselves, in theory, on protecting policyholders against certain risks, but this is not always the case in practice. Your insurance company may fail to act as promised by denying your claim despite what your policy says you’re entitled to receive. Unfortunately, how insurance companies work may contribute to some acting in bad faith. Here is how this can happen: 1. They want to keep...Read More - Has your child been injured by a defective toy?
Jul 21, 2023
Every parent likes to spoil their child from time to time and buying new toys is part of this process. The last thing you expect a toy to do is injure your child. Sadly, there are over 200,000 toy-related accidents involving children each year in the U.S. that require emergency medical treatment. Some of these toy-related accidents are the result of defects. Outlined below are some of the more commonly reported defects in toys. Choke...Read More - 2 ways you can suffer shoulder injuries at work
Jun 27, 2023
Every industry has its share of occupational risks and hazards. One of the most common, yet debilitating, injuries you can sustain at work is an injury to the shoulders. Like most work-related injuries, shoulder injuries can diminish your movement and ability to work. If you sustain shoulder injuries at work or while advancing your employer’s interests, you may be eligible for financial restitution through a workers’ compensation program. How do shoulder injuries happen at work?...Read More - What parents and teens should know about workers’ compensation
Jun 26, 2023
If your teen has a part-time job during the school year, and maybe even a full-time job during the summer and long school breaks, you may not give much thought to them being injured on the job – especially if they’re working in what you might consider a “safe” environment, like a store or restaurant. They probably give even less thought to being injured – unless it happens. Teens are sometimes at even greater risk...Read More - Grass clippings and motorcycles: A potentially deadly combination
Jun 13, 2023
Motorcyclists often encounter a variety of hazards on the road. From unpredictable weather to inattentive drivers, every ride requires high alertness and precaution. However, one danger is often overlooked – grass clippings. While this may seem harmless or trivial, grass clippings can pose a significant threat to motorcyclists when left on roadways. A hidden hazard The problem with grass clippings is their slick, almost slippery nature, particularly when wet. When these clippings find their way...Read More - Has an insurance company refused to honor its policy?
Jun 2, 2023
Individuals and businesses invest in insurance policies to protect against both liability and risk. There is insurance to reduce liability while driving, for example, and also insurance to help business owners cover operating expenses if they have to suddenly close for reasons outside their control. Every type of insurance is subject to both Pennsylvania state and federal regulations. The insurance company typically has to fulfill its obligations as outlined in the policy documents when the...Read More - Workers’ compensation for remote injuries
May 30, 2023
The question of whether remote employees are covered by workers’ compensation depends on various factors, including the jurisdiction and specific circumstances of the remote work arrangement. In Pennsylvania, workers’ compensation laws are designed to provide benefits to employees who suffer work-related injuries or illnesses. If a worker is generally covered by workers’ comp insurance, it ordinarily doesn’t matter where they are when they suffer injuries. As long as their harm is work-related, it will likely...Read More