Blog
- Surprising reasons why workers’ comp claims are denied
Feb 20, 2022
Employers and their insurers are constantly on the watch for fraudulent workers’ compensation claims – despite the fact that the vast majority of claims are wholly justified. Some of the signs of fraud that employers watch for make sense. You’d probably be suspicious too if someone didn’t report their injury for several days or there were rumors among the staff that the “injury” was planned. However, employers are also told to consider a claim suspect...Read More - How do Bluetooth headsets make motorcycling less safe?
Feb 3, 2022
If you ride a motorcycle, you may have struggled for years missing important calls while on the road. In addition, when you wanted to make a call, you needed to pull over, remove your helmet, remove your gloves and pull out your phone, which cost a lot of time. Bluetooth helmets were created to overcome these issues. Now you can keep riding and answer or make calls as you go. Or that at least was...Read More - Do you need to get hurt at work to claim disability benefits?
Jan 22, 2022
Long-term disability insurance policies are often an important part of an employee benefits package. Your employer may offer supplemental disability coverage as a perk of employment. Alternatively, they may have a group plan that you can buy into for cheaper than a policy obtained on your own. People often don’t understand the difference between those private disability insurance policies and workers’ compensation. They may apply the rules from one program to their expectations of the...Read More - Can a low settlement be bad faith insurance?
Jan 8, 2022
You count on the insurance company to help you pay your bills after a car crash. The other driver’s policy can help cover your hospital bills and weeks of income because you can’t work. They can also help you repair your vehicle or replace it if the insurance company declares it a total loss. Sometimes, claims involve submitting individual bills one at a time. Other times, the insurance company will offer a lump-sum settlement to...Read More - How soon should you file your workers’ compensation claim?
Dec 25, 2021
After you are injured on the job, your employer should tell you to get immediate medical care. They know that, even if your injury is mild, a doctor may tell you to stay home for a few days or weeks. If your injury is more severe, you are going to need financial support while you are unable to work. Try to file as quickly as you can after being hurt at work Once you have...Read More - What’s the top cause of collisions at intersections?
Dec 23, 2021
Collisions can occur anywhere for reasons ranging from an errant squirrel to a faulty component in a vehicle. You simply can’t predict every fluke and freak accident that might cause a crash. Still, you can look at the overall trends involved in collisions so that you reduce your risk in different situations. Intersections on surface streets are some of the most dangerous places on the road. A significant number of crashes take place at crossroads...Read More - The oil and gas industry can be hazardous for workers
Dec 9, 2021
The oil industry has a deep history in Pennsylvania and many people rely on it as their source of income today. Generally, workers go about their daily business without disruption. Employers tend to be safety-conscious as well, due to the nature of the industry. Unfortunately, accidents in the oil industry do still occur. Sadly, these can be serious at times and may result in injuries that lead to workers being unable to provide for their...Read More - Can you claim compensation if work harms your hearing?
Nov 24, 2021
You do not need to be a musician to rely on your ears. Hearing is essential in many aspects of life. It lets you hear your child’s first laugh, a customer’s question, or the horn of a vehicle you need to get out the way of fast. Yet sometimes going to work can harm your hearing. Some workplaces are noisier than others. For instance, if you work at an airstrip, you can expect more noise...Read More - What happens if your employer thinks you should return to work?
Nov 9, 2021
Often, it is very obvious when an injured worker is too hurt to continue working or recovered enough to get back to the job. However, some situations do fall into a sort of gray area. A worker may feel like they are not ready to go back yet because of a lack of strength or ongoing pain, and their employer thinks that they should be ready to do the same work as always. Businesses may...Read More - Why might an insurer seek to lower rather than deny your claim?
Oct 29, 2021
Imagine if when you ring up to claim, the insurer shouts, “No, I’m not paying,” down the phone and hangs up. You would be upset and want to do something about it. If instead, they said, “Yes, but I can only give you so much,” you are more likely to accept. Insurance companies use various tactics to reduce how much they pay you. While they will deny some claims outright, they know it is often...Read More