Blog
- The risk that you face when settling long-term disability claims
May 2, 2022
Some people receive long-term disability insurance coverage as a benefit of their employment. Others buy private policies of their own to protect them and dependent family members in the event of a medical emergency. Long-term disability coverage helps you pay your bills when you can no longer work because of a medical issue. Private insurance is a crucial supplement to Social Security Disability Insurance, which offers benefits that are far too low for the average...Read More - The 3 main categories of distracted driving
Apr 28, 2022
When you’re looking for examples of distracted driving, they are nearly endless. Texting and driving is the main one that people often discuss, but things like eating food, talking to passengers, changing the radio station or dealing with children are also common distractions. A better way to break this down is to divide it into different categories based on the type of distraction that the driver is experiencing. The Centers for Disease Control and Prevention...Read More - Who picks your doctor in a PA workers’ compensation claim?
Apr 15, 2022
You may know that – should you ever become injured at work or suffer from an occupational illness – workers’ compensation is available to provide some much-needed benefits, including medical care. It may surprise you, however, to learn that you may not have total freedom of choice when it comes to where you get your medical care. Pennsylvania allows employers to call the shots on your medical care If your employer has created what is...Read More - Top 3 causes of long-term disability for workers
Apr 4, 2022
Some illnesses and injuries are just short setbacks. You get sidelined for a week or two, maybe even a month. But then you are back on your feet, going to work and earning money. However, other conditions can leave you permanently unable to work again. Then, you must consider the option of filing for long-term disability. Below are the three main reasons for needing long-term disability benefits: Musculoskeletal: Roughly 25% of all long-term disabilities arise...Read More - What 2 elements are necessary for a personal injury lawsuit?
Mar 22, 2022
Exaggerations and inaccurate information about civil lawsuits make some people have unrealistic or frankly ridiculous expectations. Some people think they can file a lawsuit over just about any issue, and they may look at a lawsuit as a way to make money. They imagine a massive windfall over something like a broken bone. However, few people really understand how personal injury civil claims work. Once you understand the legal process for filing a lawsuit, you...Read More - Should teenagers be allowed to drive at night?
Mar 4, 2022
Teenage drivers have an above-average risk of crashing while driving. It is no surprise when you consider they are the age group that has had the least practice at the wheel. Everyone makes mistakes when they are new to something. Yet driving errors can have much more severe consequences. Think back to the last time you began a new job. Did your boss throw you straight in at the deep end? Or did they offer...Read More - How long is too long to pay your insurance settlement?
Mar 2, 2022
Every driver in Pennsylvania must carry liability insurance, and you may take for granted that you will have coverage when you need to make a claim. The biggest companies that insure drivers spend millions of dollars on advertising campaigns bragging about how quickly and generously they resolve big claims. When you get hurt or need to replace your vehicle after a crash, you expect that the insurance company will treat you fairly. Unfortunately, some insurance...Read More - Surprising reasons why workers’ comp claims are denied
Feb 20, 2022
Employers and their insurers are constantly on the watch for fraudulent workers’ compensation claims – despite the fact that the vast majority of claims are wholly justified. Some of the signs of fraud that employers watch for make sense. You’d probably be suspicious too if someone didn’t report their injury for several days or there were rumors among the staff that the “injury” was planned. However, employers are also told to consider a claim suspect...Read More - How do Bluetooth headsets make motorcycling less safe?
Feb 3, 2022
If you ride a motorcycle, you may have struggled for years missing important calls while on the road. In addition, when you wanted to make a call, you needed to pull over, remove your helmet, remove your gloves and pull out your phone, which cost a lot of time. Bluetooth helmets were created to overcome these issues. Now you can keep riding and answer or make calls as you go. Or that at least was...Read More - Do you need to get hurt at work to claim disability benefits?
Jan 22, 2022
Long-term disability insurance policies are often an important part of an employee benefits package. Your employer may offer supplemental disability coverage as a perk of employment. Alternatively, they may have a group plan that you can buy into for cheaper than a policy obtained on your own. People often don’t understand the difference between those private disability insurance policies and workers’ compensation. They may apply the rules from one program to their expectations of the...Read More