Blog
- What Should I Know About Bad Faith Insurance?
Jun 2, 2021
Insurers operate on the principle of indemnity. Indemnity means an insurer mostly restores a policyholder’s financial position after an insured event occurs. When that does not happen, a lawyer might have to help a victim obtain their just compensation. Just compensation would be equal to the cost of damages up to the policy limits and minus any deductible. Auto insurance is a good example of how indemnity works. If another driver of an insured vehicle...Read More - Richard J. Schubert Selected to the 2021 Pennsylvania Super Lawyers List
May 26, 2021
AlpernSchubert P.C. is proud to announce that managing partner, Richard J. Schubert, has been selected to this year’s Pennsylvania Super Lawyers list. Super Lawyers is a comprehensive list of nationwide lawyers highlighted over 70 different practice areas. To be selected, one must first be nominated and undergo an extensive multi-phase review, which includes an analysis of a lawyer’s professional career, their personal achievements, and peer reviews and evaluations. Richard was selected to Super Lawyers in...Read More - What are the Difference Between First-Party and Third-Party Bad Faith Insurance Claims?
May 11, 2021
Bad faith is equated with dishonest dealings, fraudulent intent, neglecting to deal in a fair manner, or an untrustworthy professional performance. The person or entity acting in bad faith does so with an intent to deceive or defraud another person or entity. One example of this could be when a salesperson knowingly sells a buyer a defective car. Another example is an insurance company that purposely denies a claim without carrying out an appropriate investigation...Read More - How can Motorists Stay Safe When Traveling on Memorial Day Weekend?
May 6, 2021
Memorial Day serves as a time to remember fallen heroes, and it is important to reflect on their sacrifices. While it is a serious holiday, Memorial Day is also celebrated as the unofficial start of summer. In many states where winters are long and dark, Memorial Day represents warmer weather. Weather permitting, barbeques, picnics, and visits to the beach are common celebrations. Studies have shown that Memorial Day weekend is the deadliest holiday period for...Read More - Crucial Safety Tips for Industrial Workers
Apr 28, 2021
There are multiple risks associated with working in an industrial environment. These risks can lead to industrial accidents that result in injured workers. While these dangers cannot be avoided, it does not mean that accidents are inevitable. There are steps that workers and their supervisors can and should take to mitigate the chance of an accident. After a work accident, the victim could be looking at a long recovery time, a loss of income, and...Read More - What Evidence can be Used to Prove Bad Faith Insurance?
Apr 12, 2021
When an insurance company fails to fulfill its duties to its insured policyholders, it is acting in bad faith. Pennsylvania law is clear about the elements that must be proven in a bad faith insurance claim. While there is no requirement to show malicious intent or self-interest on the part of the insurance company, a plaintiff must provide clear and convincing evidence that there was no reasonable basis for the denied claim. Insurance companies are...Read More - What Should I Know About Springtime Motorcycle Accidents?
Apr 7, 2021
With the warmer weather approaching, more motorcyclists will be getting out to enjoy the fresh air and open roads. While riding can be fun, it can also be dangerous. With May being Motorcycle Safety Awareness Month, it makes sense to go over some safety precautions one must follow before getting on their bike. Motorcyclists always need to drive carefully to avoid motorcycle accidents. Motorcycle riders suffer more major injuries in accidents than others. It could...Read More - Has Coronavirus Anxiety Caused an Increase in Car Accidents?
Apr 1, 2021
Anxiety can increase the likelihood of a car accident, and stress from the Coronavirus (COVID-19) has made certain driving situations even more dangerous. It would be reasonable to think that the roads would be safer with COVID-19 restrictions, however, research has shown that drivers have been more likely to take risks when driving during the ongoing pandemic. Some common dangerous driving behaviors during the COVID-19 pandemic include: Speeding: Speeding is a top cause of serious...Read More - What Should I Do if My Insurance Company Denied a Valid Claim?
Mar 30, 2021
There is insurance for almost every type of need, such as health insurance, home insurance, car insurance, and flood and hurricane insurance. In the best case scenario, premiums have been paid for years and a claim is never filed. However, many valid claims are filed each year. In the United States, there are around 1.4 billion health insurance claims filed every year, according to the American Association of Retired Persons (AARP). Also, many claims are...Read More - Should a Workplace Have an Emergency Plan?
Mar 2, 2021
The Coronavirus (COVID-19) pandemic is an example of how important it is to be prepared for an emergency. Every workplace, no matter the size, needs to have an emergency plan in place to ensure that employers and workers will be prepared to respond quickly and effectively. What are the Different Types of Workplace Emergencies? The Occupational Safety and Health Administration (OSHA) defines a workplace emergency as a situation that threatens workers, consumers, or the community...Read More