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  • Top 3 causes of long-term disability for workers

    Apr 4, 2022

    Some illnesses and injuries are just short setbacks. You get sidelined for a week or two, maybe even a month. But then you are back on your feet, going to work and earning money. However, other conditions can leave you permanently unable to work again. Then, you must consider the option of filing for long-term disability. Below are the three main reasons for needing long-term disability benefits: Musculoskeletal: Roughly 25% of all long-term disabilities arise...
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  • What 2 elements are necessary for a personal injury lawsuit?

    Mar 22, 2022

    Exaggerations and inaccurate information about civil lawsuits make some people have unrealistic or frankly ridiculous expectations. Some people think they can file a lawsuit over just about any issue, and they may look at a lawsuit as a way to make money. They imagine a massive windfall over something like a broken bone. However, few people really understand how personal injury civil claims work. Once you understand the legal process for filing a lawsuit, you...
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  • Should teenagers be allowed to drive at night?

    Mar 4, 2022

    Teenage drivers have an above-average risk of crashing while driving. It is no surprise when you consider they are the age group that has had the least practice at the wheel. Everyone makes mistakes when they are new to something. Yet driving errors can have much more severe consequences. Think back to the last time you began a new job. Did your boss throw you straight in at the deep end? Or did they offer...
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  • How long is too long to pay your insurance settlement?

    Mar 2, 2022

    Every driver in Pennsylvania must carry liability insurance, and you may take for granted that you will have coverage when you need to make a claim. The biggest companies that insure drivers spend millions of dollars on advertising campaigns bragging about how quickly and generously they resolve big claims. When you get hurt or need to replace your vehicle after a crash, you expect that the insurance company will treat you fairly. Unfortunately, some insurance...
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  • Surprising reasons why workers’ comp claims are denied

    Feb 20, 2022

    Employers and their insurers are constantly on the watch for fraudulent workers’ compensation claims – despite the fact that the vast majority of claims are wholly justified. Some of the signs of fraud that employers watch for make sense. You’d probably be suspicious too if someone didn’t report their injury for several days or there were rumors among the staff that the “injury” was planned. However, employers are also told to consider a claim suspect...
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  • How do Bluetooth headsets make motorcycling less safe?

    Feb 3, 2022

    If you ride a motorcycle, you may have struggled for years missing important calls while on the road. In addition, when you wanted to make a call, you needed to pull over, remove your helmet, remove your gloves and pull out your phone, which cost a lot of time. Bluetooth helmets were created to overcome these issues. Now you can keep riding and answer or make calls as you go. Or that at least was...
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  • Do you need to get hurt at work to claim disability benefits?

    Jan 22, 2022

    Long-term disability insurance policies are often an important part of an employee benefits package. Your employer may offer supplemental disability coverage as a perk of employment. Alternatively, they may have a group plan that you can buy into for cheaper than a policy obtained on your own. People often don’t understand the difference between those private disability insurance policies and workers’ compensation. They may apply the rules from one program to their expectations of the...
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  • Can a low settlement be bad faith insurance?

    Jan 8, 2022

    You count on the insurance company to help you pay your bills after a car crash. The other driver’s policy can help cover your hospital bills and weeks of income because you can’t work. They can also help you repair your vehicle or replace it if the insurance company declares it a total loss. Sometimes, claims involve submitting individual bills one at a time. Other times, the insurance company will offer a lump-sum settlement to...
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  • How soon should you file your workers’ compensation claim?

    Dec 25, 2021

    After you are injured on the job, your employer should tell you to get immediate medical care. They know that, even if your injury is mild, a doctor may tell you to stay home for a few days or weeks. If your injury is more severe, you are going to need financial support while you are unable to work. Try to file as quickly as you can after being hurt at work Once you have...
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  • What’s the top cause of collisions at intersections?

    Dec 23, 2021

    Collisions can occur anywhere for reasons ranging from an errant squirrel to a faulty component in a vehicle. You simply can’t predict every fluke and freak accident that might cause a crash. Still, you can look at the overall trends involved in collisions so that you reduce your risk in different situations. Intersections on surface streets are some of the most dangerous places on the road. A significant number of crashes take place at crossroads...
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