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  • What parents and teens should know about workers’ compensation

    Jun 26, 2023

    If your teen has a part-time job during the school year, and maybe even a full-time job during the summer and long school breaks, you may not give much thought to them being injured on the job – especially if they’re working in what you might consider a “safe” environment, like a store or restaurant. They probably give even less thought to being injured – unless it happens. Teens are sometimes at even greater risk...
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  • Grass clippings and motorcycles: A potentially deadly combination

    Jun 13, 2023

    Motorcyclists often encounter a variety of hazards on the road. From unpredictable weather to inattentive drivers, every ride requires high alertness and precaution. However, one danger is often overlooked – grass clippings. While this may seem harmless or trivial, grass clippings can pose a significant threat to motorcyclists when left on roadways. A hidden hazard The problem with grass clippings is their slick, almost slippery nature, particularly when wet. When these clippings find their way...
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  • Has an insurance company refused to honor its policy?

    Jun 2, 2023

    Individuals and businesses invest in insurance policies to protect against both liability and risk. There is insurance to reduce liability while driving, for example, and also insurance to help business owners cover operating expenses if they have to suddenly close for reasons outside their control. Every type of insurance is subject to both Pennsylvania state and federal regulations. The insurance company typically has to fulfill its obligations as outlined in the policy documents when the...
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  • Workers’ compensation for remote injuries

    May 30, 2023

    The question of whether remote employees are covered by workers’ compensation depends on various factors, including the jurisdiction and specific circumstances of the remote work arrangement. In Pennsylvania, workers’ compensation laws are designed to provide benefits to employees who suffer work-related injuries or illnesses. If a worker is generally covered by workers’ comp insurance, it ordinarily doesn’t matter where they are when they suffer injuries. As long as their harm is work-related, it will likely...
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  • 7 drivers with high accident rates

    May 5, 2023

    There are millions of drivers and many of them are likely to cause auto accidents for simple reasons. In fact, human error is at the heart of most accidents. To understand what kind of drivers cause auto accidents, you should read the following: 1. Drunk drivers Alcohol impairs drivers’ senses. Drunk drivers may have lowered vision, impaired reaction time and poor muscle control. Many drunk driving accidents happen at night and around bars. 2. Drowsy...
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  • Common injuries in motorcycle accidents

    Apr 28, 2023

    Motorcycle accidents can be incredibly dangerous, and unfortunately, they often result in serious injuries. Unlike car accidents, motorcycle riders have very little protection in the event of a crash, making them much more vulnerable to injury. Several common injuries are seen in motorcycle accidents, and knowing about them can help you take protective measures. They include: Road rash This occurs when the rider’s skin touches the pavement or road surface, causing friction burns. Road rash...
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  • The simple mistake that can complicate long-term disability claims

    Apr 26, 2023

    The possibility of having a medical issue arise that prevents someone from supporting themselves or their family is a serious enough concern to warrant specialized insurance coverage. People can carry long-term disability coverage that will protect them for a few years or until they are old enough to retire by covering a significant portion of the wages they can no longer earn. Of course, when someone intends to make a claim that is worth tens...
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  • Who can sue for wrongful death in Pennsylvania?

    Apr 20, 2023

    A loved one’s death is never easy to deal with. The inherent challenges associated with grief may become even harder if the death was preventable. If you recently lost a loved one, and you believe another person or entity’s actions or inactions were to blame, you may be entitled to damages via a wrongful death lawsuit. One of the questions you’ll need to ask following a loved one’s untimely death is whether Pennsylvania law permits...
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  • Partial vs. total disability benefits in workers’ comp claims

    Apr 3, 2023

    Disability benefits are an important safety net for workers who cannot perform their job due to an injury or illness. In Pennsylvania, the Workers’ Compensation program provides disability benefits, including partial replacement wages, to eligible workers. In Pennsylvania, disability benefits are provided through the state’s Workers’ Compensation program. Workers are either placed in a “partial” or “total” disability status while they receive benefits. Here’s what that means: Total disability benefits Total disability benefits are paid...
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  • 5 factors that contribute to aggressive driving

    Mar 14, 2023

    Aggressive driving is one of the leading causes of accidents. According to the National Highway Traffic Safety Administration (NHTSA), aggressive driving is operating a motor vehicle in a manner that endangers other road users. But why would a driver do this? Here are five factors that can contribute to this conduct: 1. Drunkenness A drunk driver can have a false sense of invincibility, making them overconfident to engage in risky behaviors, such as speeding, tailgating,...
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